Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all non-financial and financial assets.

Отношение собственных средств к активам банков (%)

200520102011201220132014201520162017201820192020202120222023
Австрия7,497,197,777,996,847,457,337,547,557,627,427,747,928,20
Бельгия7,865,034,925,335,785,385,695,876,346,346,236,256,175,975,72
Хорватия12,8512,6213,0012,6212,7811,8412,1212,4312,3512,4512,6811,649,949,33
Дания4,124,344,634,854,594,995,144,885,104,834,654,794,884,90
Финляндия4,263,654,004,104,365,436,575,497,845,886,146,125,745,80
Германия7,007,29
Ирландия4,318,396,887,377,549,7512,4913,0112,3413,1211,9210,3410,8810,5810,03
Италия4,614,985,455,395,405,886,195,496,646,336,716,606,125,89
Португалия6,185,145,076,636,756,427,176,517,637,017,637,376,62
Испания4,545,345,626,006,156,066,056,105,915,785,525,66
Швейцария5,115,455,665,706,306,997,477,308,258,548,858,757,367,887,78
Мальта7,575,805,866,076,555,465,906,417,317,768,127,937,577,267,93
Болгария10,4710,7610,1010,3511,5712,0211,6311,3910,8211,5911,8811,099,9210,05
Кипр6,004,393,808,129,589,8710,188,708,108,928,667,346,877,68
Чехия19,536,456,466,857,187,277,497,236,466,526,827,346,926,726,33
Эстония9,018,209,059,8710,6815,0513,9613,1012,7012,1010,559,279,529,34
Франция3,893,894,274,534,244,685,155,375,415,525,865,725,355,47
Греция4,405,32-1,264,507,278,0710,1710,4312,0010,7210,988,836,976,927,79
Латвия10,428,218,718,918,589,038,499,7211,068,509,258,979,439,52
Литва7,968,7511,1211,6311,269,897,758,258,066,415,905,485,04
Люксембург5,235,006,286,396,507,017,368,357,987,448,647,858,148,51
Голландия4,444,334,564,794,595,075,465,715,835,125,456,705,976,13
Польша8,207,828,699,108,949,379,5110,028,748,527,816,756,536,32
Румыния8,078,027,967,388,188,928,899,3410,2010,338,628,49
Словакия5,827,207,397,977,567,697,687,327,467,357,267,297,607,277,59
Великобритания4,224,474,324,685,204,375,435,465,395,585,535,485,256,466,08
Швеция5,615,645,385,665,675,675,655,92
Исландия19,9020,4719,5317,7515,9315,4415,3814,7313,4613,69
Словения7,517,777,538,1610,2611,1511,5611,5510,6910,619,529,179,079,60
Венгрия8,278,299,479,938,548,229,6010,2610,9711,7110,128,898,958,60
Норвегия10,797,577,52