Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all non-financial and financial assets.

Отношение собственных средств к активам банков (%)

2000200520102011201220132014201520162017201820192020202120222023
Албания8,668,137,937,737,428,438,759,029,159,089,078,858,608,69
Босния и Герцеговина20,449,7310,2810,6110,9311,5410,6710,0810,8610,6810,4310,5110,199,979,8910,10
Болгария10,4710,7610,1010,3511,5712,0211,6311,3910,8211,5911,8811,099,9210,05
Хорватия12,8512,6213,0012,6212,7811,8412,1212,4312,3512,4512,6811,649,949,33
Чехия19,536,456,466,857,187,277,497,236,466,526,827,346,926,726,33
Венгрия8,278,299,479,938,548,229,6010,2610,9711,7110,128,898,958,60
North Macedonia15,3810,3010,6810,7210,579,9210,1810,199,8210,3210,2410,3810,5111,2511,57
Молдавия15,7215,5812,4210,6510,9813,0612,9712,8312,8712,5612,8812,3713,5413,11
Черногория9,3210,069,028,168,898,628,578,548,3510,019,889,207,948,56
Польша8,207,828,699,108,949,379,5110,028,748,527,816,756,536,32
Румыния8,078,027,967,388,188,928,899,3410,2010,338,628,49
Словакия5,827,207,397,977,567,697,687,327,467,357,267,297,607,277,59
Словения7,517,777,538,1610,2611,1511,5611,5510,6910,619,529,179,079,60